Independent Mortgage Advice - ASU/MPPI Cover
We
have independent
access to every Building Society, Bank and Specialist lender in the
market. We don't charge fees for arranging your mortgage so why not let
us research the market for you?
Mortgage
Payment Protection Insurance, MPPI
Accident,
sickness and unemployment insurance, asu
GET
QUOTE & BUY ONLINE
We have chosen to refer you to a website owned and operated by British
Insurance Limited who are specialists in accident, sickness and
unemployment insurance.
British Insurance Limited has been recommended in a large number of
local and national newspapers and magazines including The Times, The
Telegraph, The Guardian, The Mail on Sunday and The Financial Times. In
addition, its products have topped Which? ‘best
buy’
surveys and it is the exclusively appointed provider of protection
insurance to the members of The British Insurance Brokers’
Association (BIBA).
When you click to go to the British Insurance Limited website you will
be able to get a no obligation and confidential instant quote, together
with all the information you require to apply online for accident,
sickness and unemployment insurance.
British Insurance Limited are directly authorised and regulated by the
Financial Services Authority under registration number 302674.
Please be aware that responsibility under Financial Services Authority
regulations will therefore be assumed directly by British Insurance
Limited if you purchase accident, sickness and unemployment insurance
from them.The policy still provides for
12 months maximum benefit payable after you have been unable to work
for more than 30 consecutive days resulting from accident, sickness
or involuntary unemployment.
Like other payment protection
insurances the premium is not affected by occupation, smoking habits
or lifestyle.
The premium is set when the policy
is first taken out. There is no automatic premium increase clause so
the premium will remain the same even though you get older. But
please remember that these policies are renewed each month as you
pay the next month’s premium by direct debit. Whilst there is no
clause for insurers to automatically increase the premium due to
your age, the premiums are not guaranteed to be fixed either. So if
the insurers did suffer a bad claims experience on this class of
business then they would be entitled to change the level of premium
they charge. Equally if they had a very good claims experience they
could reduce the premium. Historically insurers have always done
well out of this class of insurance but who can foresee what will
happen in the future.
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